Terms & Conditions
Last updated: January 1, 2026 · Governing Law: Texas
1. Acceptance of Terms
By accessing and using this website, you accept and agree to be bound by these Terms & Conditions and our Privacy Policy. If you do not agree to these terms, please do not use this website. These terms apply to all visitors, users, and others who access or use our service.
2. Nature of Our Service
Insurance Deal, Inc. is an independent insurance quote comparison platform and authorised retailer. We are NOT an insurance company, insurance agency, or insurance underwriter. Specifically:
- We do not provide insurance advice within the meaning of applicable insurance laws
- We do not bind coverage or issue insurance policies
- We connect consumers with licensed insurance agents and carriers
- Final coverage decisions are made by licensed insurance carriers and agents
- We earn a referral commission for connecting consumers with carriers — our service is free to you
3. No Insurance Advice
Nothing on this website constitutes professional insurance advice. The information provided is for general informational purposes only and does not constitute a recommendation or endorsement of any particular insurance product, carrier, or coverage. You should consult with a licensed insurance professional regarding your specific insurance needs.
4. No Liability for Third-Party Carrier Decisions
Insurance Deal, Inc. is not responsible or liable for decisions made by third-party insurance carriers regarding the acceptance, denial, pricing, or terms of any insurance policy. Coverage availability, rates, and terms are determined solely by licensed insurance carriers based on their underwriting guidelines. We make no representations or warranties regarding the availability, suitability, or pricing of any insurance product.
5. Intellectual Property
This website and its original content, features, and functionality are owned by Insurance Deal, Inc. and are protected by applicable intellectual property laws. Third-party trademarks referenced on this website, including Bristol West® and others, are the property of their respective owners. Their use does not imply affiliation or endorsement.
6. Limitation of Liability
To the maximum extent permitted by applicable law, Insurance Deal, Inc. shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our website or services. Our total liability to you for any claim arising out of or relating to these terms shall not exceed $100.
7. TCPA Consent
By submitting a form or calling our number, you expressly consent to receive phone calls, emails, and text messages from Insurance Deal, Inc. and our network of licensed insurance carriers regarding insurance quotes and coverage options, even if your number is on a Do Not Call registry. Standard message and data rates may apply. This consent is not a condition of purchase. You may opt out at any time.
8. Governing Law
These Terms & Conditions shall be governed by and construed in accordance with the laws of the State of Texas, without regard to its conflict of law provisions. Any disputes arising under these terms shall be subject to the exclusive jurisdiction of the courts located in El Paso County, Texas.
9. Contact
Insurance Deal, Inc.
New York, USA
Email: info@bristolvest.com
Phone: (888) 332-7092